"Enriching Island Life" is the focus of Honolulu Federal Credit Union (HFCU). Federally chartered in 1936, HFCU offers quality financial products and services for everyday living: mortgages, credit cards, auto loans, personal loans, checking, money market savings, certificates, and much more. As a non-profit cooperative, we provide great friendly service at low or no cost to our members. Generally, HFCU deposit rates are higher and loan rates are lower than many other financial institutions. Join Honolulu Federal Credit Union as a member-owner today!